CoFund Health Blog > CoFunding Addiction Treatment

 

CoFunding Addiction Treatment

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Americans spend $276 billion every year smoking, drinking, and taking various illegal drugs. Legal drugs, nicotine and alcohol, comprise about 50% of that total.

Among publicly-funded drug and addiction treatment centers, some of the most common reasons for admission into a treatment center include:

  • Alcohol (21 percent)

  • Marijuana (14 percent)

  • Heroin (13 percent)

  • Crack cocaine (10 percent)

While millions of Americans suffer from addiction to both legal and illegal drugs as well as alcoholism, just a fraction are in treatment programs. One of the reasons behind this is the high cost of addiction treatment. For example, the cost for only one day of intensive outpatient program treatment is usually $250 and $350 a day.

The cost of effective addiction treatment is high, but the costs associated with continued drug use, relapse, and frequent rehab visits can add up quickly. And these costs are not just financial, but also emotional and physical, both for the struggling person and their family.


Treatment Options

The type and severity of addiction affect the kind of substance abuse treatment that is most suitable for you. A successful rehab program usually includes various elements, like detox, medication, and behavioral counseling.

Almost every individual with an addiction needs some detox for clearing alcohol and drugs from their system. It is worth mentioning that more severe addictions often require either inpatient or residential treatment. The most effective and suitable treatment programs ensure that patients in recovery are actively involved in the process every step of the way. Outpatient treatment usually offers the lowest level of care, while partial hospitalization provides a moderate level of care.

Also, some rehab facilities provide treatments for specific populations, like addiction treatment for teenagers. Other treatment programs may offer treatments for certain types of addiction, like opioid addiction or alcohol addiction.


Insurance

There are many insurance options which are available to individuals seeking treatment for their addiction to drugs, alcohol, or certain behaviors. In most cases, private and public health insurance cover a certain percentage of the cost of outpatient or inpatient treatment for almost every type of addiction.

Under the Affordable Care Act, coverage for addiction treatment has to be as complete as it is for any other medical procedure. With these insurance plans, some of the things you can get are:

  • Addiction evaluation

  • Medication for addiction treatment 

  • Brief intervention

  • Clinic visits

  • Drug and alcohol testing

  • Family counseling

Plans tend to vary in terms of what kind of coverage they offer or the duration they will cover the treatment. As a result, it is best to check with your specific provider or the rehab program that you want to attend.

In a majority of cases, your insurance providers may cover rehab as part of the mental health coverage. However, your provider may have limits when it comes to the type of rehab or the period of treatment program they're willing to cover.

According to the National Institute on Drug Abuse, lack of insurance is one of the main reasons why there's a significant gap between the number of individuals who need rehab services and the number of people in treatment. Other options are available in case your insurance policy doesn't cover the rehabilitation services you need.


Addiction Treatment Cost

Outpatient Care

For individuals who don't need intensive care, outpatient treatment is a great addiction treatment option. These people can maintain relative stability during alcohol and drug rehabilitation. This type of treatment helps people deal with alcoholism or drug issue while they continue to live at home. 

Somebody in an outpatient care program may get therapy for hours each week; however, this might not include physical monitoring. The cost of these programs varies from $250 to $350 per day.


Medical Detox

Detox is the process of clearing toxins from a patient's body who is dependent on drugs or alcohol. The process is designed to manage the various withdrawal symptoms that follow cessation while helping patients overcome their physical dependency. 

Most medical detox programs effectively combine medical therapies with proper physical support. These programs allow people to get sober without resorting to a return to alcohol abuse. Families that decide to pay for medical detox out of pocket can expect to pay from $500 to $650 per day.


Partial Hospitalization

Partial Hospitalization Programs often combine the rigor of effective residential substance abuse treatment and allow patients the flexibility of returning to their home at night. The cost of these programs ranges from $350 to $450 per day.


Aftercare

Note that recovery from drug or alcohol abuse and addiction does not stop when your treatment period ends. You should consider aftercare a type of continued treatment. Aftercare can help people who need assistance with specific skills associated with sobriety. Aftercare immediately follows a relatively short period of addiction treatment care, like intensive outpatient treatment.


Funding Addiction Treatment

Insurance is your best option to fund addiction treatment, but this will likely not cover all of it, and you may have a deductible as well. Deductibles can run as high as $7,000. 

If you do not have insurance, you can fund your addiction treatment in several ways, depending on the kind of program or facility you choose. For example, state-funded drug rehab facilities and detox centers are present throughout the country. Most of these facilities provide top quality rehabilitation care and complete medical services and guide a patient through a successful recovery.

Also, the Substance Abuse and Mental Health Services Administration (SAMHSA) offers grants to fund addiction treatment through the Center for Substance Abuse Treatment, the Center for Substance Abuse Prevention, and the Center for Mental Health Services. 


Crowdfunding your Addiction Treatment

Addiction treatment is usually costly, particularly when it comes to nicer facilities or extended drug treatment programs. Because of these higher costs, many patients turn to fundraising sites for medical expenses like CoFund Health.

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Crowdfunding allows a lot of individuals to donate a few dollars, which can be effective in reaching your financial goal. You will need to write a compelling story and share it with family, friends, and community on social media using Facebook, Twitter, and email. You should also set a suitable donation goal that is realistic based on the recommendation from doctors to help you understand the financial assistance you will need.

While crowdfunding is a great financial answer to funding treatment, many people may be very wary of giving money to an addict. Let's face it; they don't want to fuel the fire. Most of the crowdfunding platforms send the money directly to the campaign owner's bank account, where there is no oversight of how the beneficiary spends the money. 

Donations to a fundraiser on CoFund Health can only be used to pay for treatment rather than fuel further addiction.

CoFund Health takes a unique approach to crowdfunding for medical needs. CoFund Health guarantees the money will only cover healthcare costs, including addiction treatment. No one can ever directly withdraw the money. All funds raised are only paid directly to the hospital, practice, or outpatient care. Donors to campaigns on CoFund Health can rest assured that their donation may only be used in the way they intended. Donations to a fundraiser on CoFund Health can only be used to pay for treatment rather than fuel further addiction. If you are considering starting a campaign for yourself or someone you know who has an addiction, CoFund Health is the right place to start. These controls can be the difference in reaching your goals when asking for funding from friends or family who may, with good reason, be skeptical about where their money might go.

 

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Burke Williams is the co-founder of CoFund Health, a crowdfunding site for personal healthcare needs, and CoFund My Pet, a crowdfunding site dedicated to pet’s health. He’s a dad and a lifelong pet parent of Chesapeake Bay Retrievers. For more information visit cofundhealth.com or cofundmypet.com.


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